Phishing for an Identity

Phishing is rapidly becoming on the largest threats to your personal, financial, and emotional wellbeing. No I am not talking about Saturday afternoons out on the boat with your grandfather, listening to stories that being with "When I was your age?"-now while these probably conjure up horrific childhood memories of such stores, they in no way come close to the horror felt by victims of Phishing.

Phishing (fish'ing ? to trick people into providing their personal and financial information by pretending to be from a legitimate company, agency or organization) is a fairly new scam propagating itself on the internet in many different forms. Each has the same sole purpose of convincing you to volunteer your personal and financial information and hand if over to these crooks.

One such attack was targeting PayPal (www.PayPal.com) customers, by sending out mass email (spam) stating that there had been a security breach and the account has been suspended until you verify some information. Well this may sound reasonable, but the truth behind this was it was not from PayPal; rather a carefully orchestrated scam to capture your PayPal username and password, credit card information, debt card pin number, mailing address, and social security number among others. What made these even scarier was the fact that the message was designed so well-using PayPal's logo and website layout perfectly-that even I had to take a second look. This convinced people of the legitimacy of the message and prompted individuals-estimated in the thousands-to happily provide their information over to the scammer.

There were a few items that made this email message stand out as a fraudulent spam message rather than legit communication:

? Greeting: The greeting at the top of the message was "Dear PayPal Member". This should alert you as PayPal, along with most major companies will address you by name or company associated with the account. EX: Dear Steven

? Website address: The website address that was being linked to from within the message was not www.PayPal.com, but rather a very clever hoax. When you look at the link in the message it appears to go to PayPal's website, but when you click on it a different address (one of the scammer's website) loads.

Now that I have scared you enough for one article, which this is not my intention to do so, but you must also realize the severity of this issue; there are a few simple things to keep in mind. Do not trust email messages. Let me say that one more time DO NOT TRUST EMAIL MESSAGES. If something seems fishy (no pun intended), do not trust it. If it tells you to update your information, call the company up that it mentions or login to your account as you normally would. In this example, you could call PayPal's customer service number or login at PayPal's website (visit it by opening your web browser and manually entering http://www.PayPal.com--not through the link provided in the email). Doing so will verify that you are not falling victim to Phishing.

Steven Carlson is an expert in identity theft and issues relating to credit restructuring solutions. He is serves as the President and CEO of Digital Intelligence Group, Inc. (www.DigitalIG.com) a company that provides identity theft and credit restructuring services through its brand eCreditRx (www.eCreditRx.com).

In The News:


pen paper and inkwell


cat break through


Pst... Pass It On... I Found Out Its a Hoax

When you receive an email telling you about a virus,... Read More

E-mail SPAM: Whats The Big Deal?

It absolutely amazes me how many people over-react to receiving... Read More

SPAM: A Nutrious Food or a Waste of Time?

Unless the filters on your computer are really good, you're... Read More

Having a Bad e MALE Day? Email, Spam, Spam and More Spam

You just sat at your desk, opened your email account... Read More

Stop Intrusive Pop-up Ads and Regain Control of Your Online Experience!

Stop intrusive pop-up ads and regain control of your online... Read More

Is There A National Do Not Spam List?

You may have already received a do not spam list... Read More

Anti Trackback and Comment Spam Methods

What is spam ? ... Read More

How Spammers Fool Spam Blacklists - And How to Stop Them

Effectively stopping spam over the long-term requires much more than... Read More

I Love Spam!

What's the big deal? All you read on the internet... Read More

All About Spam

Spam is annoying. Period. Why people would want to send... Read More

Sick Of Wading Through Spam?

It's a nightmare isn't it? You fire up your email... Read More

Spam - How to Report it

I'm sure you find spam just as frustrating and annoying... Read More

A Practical Approach to Eliminate Spam

Spam is out of control! I guess that would be... Read More

Take Back Control of Your Inbox: Eliminate Annoying and Potentially Harmful E-mails

Are you tired of spam stealing your time, your money,... Read More

Beware of the Newest Activity Online: Phishing

No. I'm not talking here about the outdoor activity enjoyed... Read More

Internet Tip of the Week: Information Overload

We receive so much information on the Internet, especially via... Read More

Corporate Email Policies Lower Unnecessary Legal and Security Risks

What comes to your mind when you think about your... Read More

Why Your ISP Takes Bribes From Spammers

The lifeblood of the spammer is email. They need to... Read More

Evict the Spammers from Your Inbox

Block Spam and Other Email Threats From Entering Your Gateway... Read More

Challenge Response Spam Filters Explained

As the flood of spam increases end users are looking... Read More

Internet Theft and Fraud

My friends in the web hosting business have recently informed... Read More

The 4 Ws of Junk E-mail

Junk e-mail or spam has become the scourge of the... Read More

How Spammers Fool Bayesian Filters - And How to Stop Them

Effectively stopping spam over the long-term requires much more than... Read More

Internet Tip of the Week: Cease and Desist

While we all admit that unsolicited commercial email is a... Read More

Dont Look Spammy!

We all hate spam and get way too much of... Read More

The Business Of Sending Spam

You all tear your hair out in frustration every time... Read More

What Exactly is Spam?

Spam, as defined in the context of computers, the Internet... Read More

Fight Spam and Fortify Your Web Site with RSS

RSS is the answer to the Spam epidemic of the... Read More

BUSTED: Anti Spam Forces Bankrupt Super-Spammer Scott Richter

Microsoft scores one for the good guysScott Richter, the self-proclaimed... Read More

How Can I Stop Getting Spam?

Are you getting too much spam? We all are, but... Read More

Are You A Spam Zombie?

Over the past few years you've all become familiar with... Read More

Invasion of the Email Snatchers

They're sneaky. And stealthy. They're quiet and mostly unobtrusive, but... Read More

Spam Filters Explained

What do they do? How do they work? Which one... Read More