The Origins of Check Writing

People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?

In ancient times the most popular form of money exchange was the trade. However, some point along the long line of history people started realizing they had a surplus of goods that was best stored somewhere other than their home.

During the sixteenth century Amsterdam became a key global trading and shipping outlet. Within this area, many people started amassing cash. Rather than stashing this cash at home, some people had the brilliant idea of depositing their money with safe keepers or cashiers for a fee.

Keeping their money in a central location allowed tradespeople to start writing notes to pay off debts owed to other people. Thus emerged the idea of writing checks.

Where Did The Word Check Come From?

The word "check" did not emerge until later in the 1800s. At this point in time cashiers started placing numbers on each of the notes depositors wrote so they could better track notes coming into and out of the station. Eventually a system was born and the idea of writing checks and storing money in a "bank" caught on en' masse.

Checking Today

Today checking is as commonplace as going out to eat. Most people have at least one checking account, and many have more than one. It is not uncommon for business owners to work with several bankers and checking accounts.

Check writing is no longer a primitive process that involves handwriting notes on random pieces of paper. Checking and check writing is almost a rite of passage. It suggests that you have money (in theory anyway) or a means to make your way in the world.

Types of Checks Available Today

Now that you are familiar with the origins of check writing, you probably came here in search of some quality information about checks and checking. Today you have more choices than ever for checking. You can pay bills on traditional and boring bank checks, or you can buy checks that match your personality.

The possibilities are endless in checking today. You can buy pastel checks, checkered checks, animal checks, cartoon checks and more. Foil embossing and intricate designs are another popular choice among consumers, and provide the added advantage of extra security.

Some people are gung ho about top stub checks whereas others prefer side tear checks. You may find yourself shopping for cheap checks, whether cheap personal checks or business checks. Still others need something to match software programs and produce large quantities of checks that tie into their financials. That's where Deluxe? checks and other specialized checks come in handy.

Specialized Check Writing

If you own your own business you probably need checks that are compatible with your software programs. Among the more common in this category include:

  • Deluxe? Checks
  • Quickbooks? Checks
  • Quicken? Checks

Deluxe? checks is actually the name of a company that prints checks. These checks are popular all over the globe. They provide added security features such as micro printing a security screen to prevent copying and even chemically sensitive paper. This paper appears altered if someone tries to alter the original check.

Quickbooks? checks and Quicken? checks are equally useful for business owners looking for checks that streamline with their accounting software. These specialized checks make processing payroll a cinch. Most come in top stub styles compatible with most computer programs though you can also buy side tear versions to keep with you while on the go.

Of the two, Quickbooks? checks are the most popular, providing personalization choices and matching check envelopes and stationery. However, Quicken? checks are just as useful for individuals owning this software program.

No matter what your personality, business or personal pleasure, fortunately you have a wealth of choices when it comes to check writing. Be sure you explore all your choices, before buying. Even better, try out a few different styles to see which match your personal preferences. We've come a long way from ancient Rome, where merchants and customers probably longed for the personalized check conveniences available today.

About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, top stub checks, and ordering personal checks online.

In The News:


pen paper and inkwell


cat break through


Why You Should Seek Professional Help With Asset Management

Everyone needs to maintain their lives. What I mean by... Read More

Photo Checks ? A Great Alternative in Checking

It's the little things in life that make it interesting.... Read More

Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the... Read More

10 Steps to Take if You Are a Victim of Identity Theft

There have been an estimated 9.9 million victims on America... Read More

Personal Finance - Have Consumers Had a Belly Full of Personal Debt?

For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

Money Matters - Really!

One of the biggest challenges facing black RELATIONSHIPS today are... Read More

Financial Readiness: Preparing for BRAC (Base Realignment And Closing)

The recommendations for military base closings have been released and... Read More

How To Place an Online Order for Checks ? It is Easy as 1-2-3

If You Have an Existing Account and 5 Minutes, You... Read More

Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining... Read More

Live Green; Save Green!

Have you seen the recent article on a new "green"... Read More

Budgeting Before Buying

With interest rates being at an all-time low, I can... Read More

Eight Ways To Sink Yourself Financially

1. Don't focus on your finances.The reason most people get... Read More

How To Reap The Rewards With Rewards Programs

Recently, many of these loyalty rewards programs have come to... Read More

5 Steps to Healthy Spending Habits

Next to our physical health most of us are primarily... Read More

Resources to Help You Learn About and Protect Yourself from Identity Theft

There is a new bill that is being passes, it... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

Personal Finance ? Why You Should Compare, not Despair

Sorting out your personal finances can be a tricky and... Read More

Vesting and Your 401(k)

Do you have a 401(k) retirement account? Are you vested... Read More

7 Simple Ways To Save Money

Each of us knows how to spend money, but do... Read More

Budgeting Your Way to Financial Freedom

Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More

Kundalini Lessons - Money

I've been going through and interesting growth period lately that... Read More

Budgeting the Key to being Financially Stable

Single Mother's in need of Financial GuidanceBudgeting is key to... Read More

How To Survive The Grocery Shopping Blues

If you are the normal consumer, then you've probably experienced... Read More

Adverse Debt Levels Blight UK Consumers Personal Finances

Debt levels are at an all time high in the... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be... Read More

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes... Read More

The Magic Of Compound Interest

Christians are called to be good stewards of God's resources.... Read More

Take Control and Master Your Kitchen

Those who keep a watchful eye on where their money... Read More

Ways to Save Energy and Slash Electricity Bills

1. Lighting & Light Bulbs Install low energy light... Read More

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more... Read More

If All Things Are Possible, Why Cant I Balance My Checkbook?

For me, the most terrible time of each month is... Read More

Debt Management ? Watch Out for Bank Fees!

During the last twenty years, banks have offered a number... Read More