Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.
A recent guest on the show Karen Franks, explained how important your credit is and how you should check on it often. 'At least twice a year", says Karen Franks. Checking our credit is one important proactive way we can make sure we are in good financial shape. She also mentioned that many married women have better credit score than their husbands, even if they do not make as much. When another show guest, Dan Contreras talked about financial planning, he stressed using a professional. 'Don't rely on hearsay, get some real understanding about your situation." And Linda Hollander the author or Bags to Riches says "Mentors are the fast track to success". Find someone who has reached the same financial goals you want to reach and then do what they did. This simple technique works even if your goals are modest. While everyone's situation is different, I really just want to motivate you to do something to have a positive effect on your finances. Here are a few simple things you can do that will start the ball rolling.
1. Get a copy of your credit report and check it for errors( free if you have been turned down for credit)
2. Look at your savings plan, are you on track, do you need to increase or decrease the amounts you are trying to save?
3. Look for your insurance policies, be able to get them immediately, know exactly where they are.
4. Start some financial education with your children. Start a student saving account.
5. Start planning next year's financial goals. What do you want to change, what goals do you want to accomplish, what new accounts do you need to open and which accounts should be closed.
If you handle your finances you'll be in The Wright Place!
About The Author
Dr. Letitia S. Wright, D.C. is the host of The Wright Place? TV Show, a talk show for women, which can been seen on dish or direct TV channel KHIZ on Sundays at 6:30 PM, or seen on the Internet at www.wrightplacetv.com or cable television channels in your area. She can be reached at info@wrightplacetv.com or 909-635-2040 for questions, comments or interviews.
Do you struggle from week to week trying to make... Read More
Each of us knows how to spend money, but do... Read More
There have been an estimated 9.9 million victims on America... Read More
Commonly referred to as the first of the three major... Read More
Many don't realize that our basic utility bills provide the... Read More
Ever wonder where address labels come from? AveryŽ is perhaps... Read More
Sorting out your personal finances can be a tricky and... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
If you want money you need to learn how to... Read More
Women have a love/hate relationship with money. Most of us... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Of course, these don't have to be done in any... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
If you've developed a household budget to get your spending... Read More
Here are some tips that can help you save money... Read More
The Check 21 Law is the new federal law for... Read More
Debt levels are at an all time high in the... Read More
Things are so expensive these days. We seem to be... Read More
Saving money is not easy and is made more difficult... Read More
Next to our physical health most of us are primarily... Read More
Ben Stein has a book called How to Ruin Your... Read More
While 40% to 50% of us make New Year's resolutions... Read More
One of the simplest ways to improve your professional image... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
If you die without making a Will in the UK,... Read More
If you, like most people, have not seriously considered what... Read More
If you were to ask 100 women "What would you... Read More
What is finance and what do you need to know?... Read More
1. If you have your haircut every 3 weeks, try... Read More
In this age of information, keeping track of your finances... Read More
If you are the normal consumer, then you've probably experienced... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Address labels are many things to many different people. If... Read More
Sorting out your personal finances can be a tricky and... Read More
Can you really afford a house? If so, how much... Read More
Identity theft is a serious crime that continues to grow.... Read More
Our global society has had a wake up call in... Read More
While 40% to 50% of us make New Year's resolutions... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Have you ever wondered what it would be like to... Read More
We all know that money doesn't grow on trees, but... Read More
1. If you have your haircut every 3 weeks, try... Read More
Investing is a subject a lot of people don't want... Read More
You no longer look at the pictures of homes cause... Read More
During the last twenty years, banks have offered a number... Read More
Recently, many of these loyalty rewards programs have come to... Read More
With interest rates being at an all-time low, I can... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
The recommendations for military base closings have been released and... Read More
Most Americans have been brought up to be concerned about... Read More
Before buying personal or business checks you should inform yourself... Read More
With the advent of the internet and especially auction services... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
If you want money you need to learn how to... Read More
Budgeting. It's a word we're all familiar with. Everyone knows... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
What is it about being frugal, why do it at... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
There have been an estimated 9.9 million victims on America... Read More
If you're like most people, your personal financial records are... Read More
To save on food, be an opportunist. Buy what you... Read More
The Check 21 Law is the new federal law for... Read More
Despite how easy it is to balance a checkbook, very... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
It is possible to eat a healthy, balanced diet without... Read More
It is estimated that we, as consumers, waste an average... Read More
Personal Finance |