Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining that they don't have any money to put into their business and that they're broke.

I mean what have you been doing with your money man?!?

Plain Truth: If you don't have any money you won't make it my friend? it's that simple. You have to at least have some money. Say $200-$500. I don't care what the self-styled slick gurus tell you. If you're flat out of cash your dead in the water before you can even start.

Now let me tell you another thing?. I DO NOT BELIEVE THAT YOU ARE BROKE! You're a liar and a self deluded one at that if you think you are.

I mean how many Starbucks or soda do you drink a day?

How many beers a week do you drink?

How many cigarettes do you smoke?

How much meat do you eat?

How many new clothes have you bought in the last month?

How many "gifts" have you just had to buy?

How many magazines or newspapers have you bought this month?

How many CD's?

How many snacks?

How much candy do you eat a week?

How many TV dinners?

How much fast food have you been eating?

How much did you spend on the lottery?

How much did your TV cost you?

How much money do you give to your church?

How much are your monthly car payments?

So these are really essential to living are they??. No they're not, they're self-indulgent habits! Nothing wrong with that if you can AFFORD them. But you tell me you're broke! Wake up! Ding-dong!

I used to walk the streets with no-more than $3 bucks in my pocket to last me the day. Yes I did that for months on end until something happened. I got mad, real mad. Not at the world but with myself.

You see I have always had a dream of being personally free, being self-reliant, totally in charge of my time and cash flow, beholden to no-one... not government, not masters, not gurus.

Now walking around with $3 bucks aient much fun. It hurts in the pit of your stomach. And when I only had $7 a day to feed my family (yup there were others my pathetic state was impacting) I can tell you, I felt at times of doing something pretty dumb to my body and mind? and occasionally did.

If you live in the Western world, you live in the richest part of the planet with the most opportunities the world has ever seen at any point in the history of the human race.

If you want to see poverty take a trip to India or any other developing country. I have, and what I saw made me realize my $3 a day "poverty-trap" was simply an ego-trip. Kids working from 5am to 10pm every day for crumbs of bread. Rags and bones. So please don't tell me you're broke and poor, you don't know the meaning of the word.

But now I'm not broke, now I'm not looking like a tramp feeling sorry for myself.

How did I change it, and get the money to start my information publishing business. I'll tell you. It's real simple? and I want you to do it too:

Every single time you buy something, I don't care how many cents or pennies or bucks it might have cost? you MUST ASK FOR AND KEEP THE RECEIPT!

At the end of the day in a small note book or on a scrap of paper, total up what you spent your money on. Now ask yourself: "Was what I bought today absolutely essential?" If not, take it back for a refund, you have the receipt after all.

Now put that refunded money in a pot or a jar and label the jar "My Business Building Fund". Better still, don't buy the goodie, treat or trinket in the first place and save the cash.

If you really want to get in control of your finances you absolutely, positively must raise some working capital, and the only way to do that is to stop buying crap and investing the money in yourself.

I mean do you really need that coffee or will water do? Do you really need that steak or will beans or rice suffice along with some healthy cheap vegetables thrown in?

"But I want to have a coffee, beer, steak" I hear you say. Well don't tell me that you're broke then. All you've done is exchange what little cash you have for something else other than investing in your business building fund.

No-one forced you. No-one but yourself is to blame for where you are right now.

You are in the situation you find yourself because of the choices and decisions you have made during the course of your life ?. Stop pointing your fingers outside yourself?. You are the problem, and as such YOU ARE THE SOLUTION!

So stop spending money on useless trinkets, and superfluous goodies and snacks.

Bread, water, vegetables? you don't need anything else to eat. Chances are you have a wardrobe full of clothes already so you don't need anymore of those... correct? Sell your TV it spews lies anyway. Use TV time to learn, surf the web looking for opportunities etc. Sell your car? Either take public transport, which in the long term is cheaper than a car or get a bicycle. And yes it's gonna pop your skull with frustration.

But use that frustration to get your act together and absolutely commit to get with the program and learn how to become a self-reliant cash generating human being. And when that day comes, you'll be able to walk into your bosses office, smack a cream pie in his/her face and walk off to the beach knowing you are, at the end of the day, an immensely and supremely powerful individual?. You simply forgot!

About The Author

Rob Taylor has been marketing online since 1996. He's sold anything from books, debit cards, security products to art prints. Take advantage of his battle tested marketing strategies that could quietly make you five figure cash profits every single month. Subscribe free to his Internet Marketing Strategies newsletter.

In The News:


pen paper and inkwell


cat break through


A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions... Read More

Financial Fitness - Are You Exercising the Right Muscles to become Financially Fit?

Are your financial muscles well toned and healthy or flabby... Read More

How to Save for A Down Payment

Saving for a Down Payment is hard work, so it's... Read More

Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining... Read More

Dramatically Improve Your Stock Trading Success

Get Access to Realistic profitable strategies & discover the mindset... Read More

Save On Food - Ten Tips

To save on food, be an opportunist. Buy what you... Read More

Creating A Household Budget

Creating a budget can be a very difficult task. Although... Read More

Financial Readiness: Preparing for BRAC (Base Realignment And Closing)

The recommendations for military base closings have been released and... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is... Read More

Why Live Frugally

What is it about being frugal, why do it at... Read More

Stretching Your Grocery Dollars

Shopping for groceries is an inevitable fact of our ever... Read More

Why We Are Never Satisfied with What We Have

I have to admit, I do it too. I complain.... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your... Read More

Can You Afford Not To Look After Your Personal Finances?

Investing is a subject a lot of people don't want... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

How to Choose Wisely a Credit Card

So, you've made the decision to apply for a credit... Read More

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a... Read More

Should You Borrow From Your 401(k) Account?

If you have a 401(k) account, it can be very... Read More

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more... Read More

Top 10 Ways Managing Your Money Is Just Like Riding a Bike

An avid cyclist and bike racing fan, I sit transfixed... Read More

When do You Need a Financial Management Company on Your Side?

We live in a crazy world. Someone ought to sell... Read More

How to Save Money in a Grocery Store

Now there are ways to save money in the grocery... Read More

Save Your Money, Dont Give to Charity Scammers

**If it's Spam, it's a Scam!- If it sounds too... Read More

Improving Your Financial Position

If you want money you need to learn how to... Read More

How to Obtain a Non ChexSystems Bank Account Without Being Scammed

Predatory lending exists in the mortgage industry. It's typically when... Read More

Portfolio Planning can Lead to Irreconcilable Differences

The judge had to ask the question, and we had... Read More

The Magic Of Compound Interest

Christians are called to be good stewards of God's resources.... Read More

Credit Card Debt ? Watch Your Credit Report and Your Bill

Most consumers are aware of the importance of their credit... Read More

Retirement Income Needs---Less Than You Think?

It is widely written that you need 75% of your... Read More