The PDQ? Factor

It's the beginning of a brand new year: a time to set goals, make plans, and start afresh; a time to dream of making more money, having a more beautiful body, and experiencing more love. I can't help you with your body or your love life but I can show you some tools for making more money this year.

Have you ever heard of the PDQ Factor ?? Probably not, but you probably have heard of the acronym PDQ, which means "pretty darn quick" and that can be expensive: think fast food, fast cars, and fast women. This PDQ, The PDQ Factor? will save you money. In fact, it can even make you wealthy over time.

To illustrate?take an empty glass and set it under the water faucet. Now turn the faucet to a single drip, or a slow trickle if you're really impatient, and watch the glass fill up. It takes a while but it does get full. If you were thirsty, it wouldn't have been nearly as fast as turning the faucet to full force but it was just as effective. The PDQ Factor ? is the slow trickle equivalent in the world of money. It stands for Pennies, Dimes and Quarters. Nickels count too, they just messed up the snappy title so we left them out; but don't you leave them out of your investment toolbox.

Here's an easy plan to make an extra $1000 this year. It won't take much time or energy-really none at all. By investing just $2.74 a day-the cost of a designer coffee drink; a bad drive-thru meal; or 8 quarters, 5 dimes, 4 nickels, and 4 pennies, in just 365 days you will have an additional $1000 in the bank. Did you know that accumulating wealth is this effortless? Make a plan, stick to it and watch success sneak up on you in teen-tiny increments.

With no pain and all gain you've just set a financial goal; a goal that can be effortlessly reached by making a very minor tweak or two in how you live your daily life.

Break down your goal and see how many PDQ's it takes! And don't forget to start today!

Check out the following websites to save even more pennies:

And recycle your cans and bottles to capture those nickels.

Happy and prosperous New Year!

Copyright 2004 Cindy Morus

About The Author

Cindy found herself facing divorce partly caused by "marital money" problems. Now she teaches families how to achieve financial well-being and peace of mind. She can be reached at cmorus@phelps-creek.com or www.phelps-creek.com.

In The News:

pen paper and inkwell


cat break through


Prosperity

An ellipsis to your success is hidden in the word... Read More

Getting An Offshore Bank Account Via The Internet

There is no need to use the many middleman websites... Read More

The Mathematical Formula For Making Money

No matter what markets you serve; what products you sell;... Read More

Residual Income - Part Three Finding Leaders

In my last article on Creating Residual Income I mentioned... Read More

Does the Moon Have Covers?

Recently, one late winter night, my four-year old son and... Read More

8 Tips for Keeping More of Your Hard Earned Money

Masters degree not required...just a little common sense, a $5.00... Read More

Let Me Inspire You - You Aint Seen Nothing Yet! (PART-1)

You know about compounding right? You understand what pyramiding your... Read More

Trustees: Who Can You Trust?

Early in my legal career I represented two young women... Read More

Get Rich Doing What Others Dont

"The quickest way to wealthThat I've found to be true;Is... Read More

Budget Tips

To budget, to have a budget and to be on... Read More

21 Secrets of Self Made Millionaires

Self-Made Millionaires are not smarter or better than you. They... Read More

WARNING: The Biggest Lie About Social Security

Like I said, If you are poor and on social... Read More

Clearing Blockages to Increase the Flow of Money into Your Life

Money is probably the most challenging thing for many people... Read More

Have You Ever Had That Feeling?

Have you ever had that feeling where you could not... Read More

Financial Intelligence - Compounding (The Ninth Wonder of the World)

Compounding: The Ninth Wonder of the WorldBy Nicola Cairncross Compounding... Read More

Discover the Secrets and Possible Solutions To Money Problems

It is sometimes pitful how many projects are never born... Read More

Financial Freedom, Is It Only A Dream or Just Steps Away?

Almost all of us go to work everyday and do... Read More

Want Money? You Got It!

Six out of six people who were asked to list... Read More

How To Grow Your Mental Power and Let Your Brain Make You Rich

No one has complete control over their thoughts. But with... Read More

Principles to Ensure a Fantastic Financial Finish

Most people want to get to the end of their... Read More

Profit from Your Own Information Empire!

Would you like to profit from your own information empire?... Read More

Endowments and Endowment Shortfalls - What You Need To Know

Endowments and endowment mortgages have received a lot of bad... Read More

Can You Be Rich? Part 1

What does becoming rich mean to you? Is it early... Read More

High Flying Market Makes Good Buys Hard to Find

AS THE MARKET FLIES HIGHER, GOOD BUYS ARE BECOMING HARDER... Read More

From Debt to Financial Freedom

The vast majority of working people are in debt. The... Read More

What Do You Mean By Diversity?

The word 'diversity' is a unique one. It can represent... Read More

Re-discovering the Fundamentals of Financial Planning

To lose weight in the 80's, we went on low-calorie... Read More

The Making Money Obsession - Discover The Real Truth

In most societies, we are raised to believe in the... Read More

Investors - What Separates the Good Traders from the Bad Traders?

There are many forms of investing online. While I can... Read More

The 9 Critical Steps To Success In Demolishing Your Money Worries For Good!

Articles on 'How to make money' come a dime-a-dozen. How... Read More

The Philosophers Stone

"If you know how to spend less than you get,... Read More

Tax Help - Girls (and Guys) Just Want to Have Fun by Using Tax Saving Tips

In his best selling book, "Rich Dad, Poor Dad, Robert... Read More

Residual Income - The Myth

"Join our program and retire in 3 months..." yeah, right.We... Read More