It Adds Up

Loose change that is, if you want a easy way to start saving a little extra money these 5 tips show you how to do just that.

One or all will fit your needs so there is no reason not to get started today. By the end of this article you could be on your way to saving for your next vacation or special gift you may have wanted.

Getting started or should I say keeping it up is the hardest part. But you can do it all it takes is a little dedication.

Tip 1

It should be no surprise that you should start with your loose change. You have heard that saving loose change quickly adds up, it really does.

Here's what you can do to start today, when you get home after a long days work. Find a jar or large container that will be used for loose change only. Empty you pockets, jackets, pocketbook, and car of all loose change.

Put it in the container or jar you have ready. This is your project, so tell no one this is the first step you should take to be sure it will work. Do this everyday single day, or at the end of the week if that is easier for you to maintain. I prefer to do it daily. After you fill your jar, forget about, that's right don't think about it anymore until its time to put your loose change in for the next day or end of the week.

Tip 2

If you see this is not working, its ok you can move up to one-dollar bills. Of course one-dollar bills will add up quickly. Use the same technique as above, at the end of the day or week take all the one dollar bills you have in your pocket and put them away.

If one-dollar bills, still is not to you liking no problem continue on to tip 3 for yet a better way of adding your savings up.

Tip 3

By now you should know where I am going next, you guessed it five-dollar bills. This one is the best, this will add up even faster. Instead of saving your loose change, or one-dollar bills, go with five-dollar bills. They will ad up five times faster then one-dollar bills. Or if you are able to do all three by all means give it a try, I wait till the end of the week to for this one that way I don't end up having to go to my can during the week for lunch money.

Tip 4

Enough is enough, this one can be added to what you decide to do or you could just replace this tip with one of the above already suggested. We all have to eat breakfast, lunch and dinner while at work everyday. So for those of you who eat out during these times, you should really reconsider. Bringing in lunch and dinner depending on when what shift you work can save you hundreds alone everyone month.

If you work during the day, you could eat breakfast at home; bring lunch, and have dinner when you get home. Depending on your schedule of course. This can be done for any shift during the day as well. You can make the necessary adjustments according to your needs. The money you would spent on breakfast, lunch or dinner can now be saved; or you can use it to be buy groceries to start your brown bagging it project.

Tip 5

Last but not least, this tip has been around for years many of us don't practice it as much as we should. Take the advice of Financial Planners and save between 10-15% of your check. Everyone has heard the saying, pay yourself first. If you can do this in place of one of the above tips you will be well ahead of many.

If you go with this option the one thing you must do for this to really work is to have your bank deposit the money into a saving account automatically; now this means you can't touch it either that the purpose of setting it up for automatic deposits. If you have direct deposit check with your bank to see if they can deposit 10-15% of your payroll check to a saving account. This way it's done for you, without having to do anything more then filling out the form to start the process.

None of these tips are new, nor are they some special formula to make sure you continue to practice them. It does take dedication, determination and a will to want to save for something you want. The top three are easy and should not really make too much of a difference in your daily routine.

Push come to shove you could use the extra you save for the house, family night or just to get you over till your next payday. Make no mistake I do all of the above except the last one, which I must say I am working on, I use the extra I save for the house so that I have to run to the bank when I need cash right away.

Michelle Cobbs is the site administrator for several sites. She has recently started writing articles as a way to build content for her site you can visit here online at http://home-making-money.com

---

Uncle Sams Snake Oild

Uncle Sam and his band of merry-men, better known as... Read More

Does Money Grow On Trees?

"Money Doesn't Grow On Trees."Some of us even believe it.... Read More

Trustees: Who Can You Trust?

Early in my legal career I represented two young women... Read More

From Debt to Financial Freedom

The vast majority of working people are in debt. The... Read More

Who Wants To Be A Millionaire?

Steve Martin once delivered an opening monologue for Saturday Night... Read More

Surefire Ways to Attain Moneymaking Success

You have probably heard other people say that "Money isn't... Read More

Top 7 Ways To Get Rich

Want to be one of the lucky ones on the... Read More

Building Wealth by Paying Yourself First

When I look around at all of my friends, and... Read More

Let Me Inspire You - You Aint Seen Nothing Yet! (PART-1)

You know about compounding right? You understand what pyramiding your... Read More

How Should I Create Passive Income?

If you're wondering where to create passive income, then you... Read More

A New Paradigm Shift In Earthly Wealth

Hello,If you dont understand this yet, or have not heard... Read More

I Dont Need A Financial Coach To Help Me!

You've been thinking that your financial life could probably be... Read More

Don?t Work for Your Money, Make it Work for You!

Well, the New Year is around the corner and so... Read More

Are You Ready For Undesired Events?

Planning for the undesired, accidents and possible unknowns in life.... Read More

The Making Money Obsession - Discover The Real Truth

In most societies, we are raised to believe in the... Read More

Residual Income - 3 Ideas for Long Term Profits

A residual income is one that comes in no matter... Read More

7 Power Habits that Build Financial Independence

Financial independence is having the freedom to support yourself through... Read More

10 Ways to Save $50 Per Month: The Art of Pinching a Penny Until It Screams

1. Save up to 50% per month on convenience cleaner... Read More

Four Pillars of Creating Wealth

Some people in this world are thinking that their poor... Read More

Russ Whitney - Building Wealth Through Real Estate

When Building Wealth by Russ Whitney was released a few... Read More

Discover the Secrets and Possible Solutions To Money Problems

It is sometimes pitful how many projects are never born... Read More

Super-charge Your Dream of Retiring Rich with the Roth 401K!

This retirement account is so new and unique that you... Read More

The Old Monied Dupont Nemours and Roosevelt Families Buy a Tax Haven

This 4,000 acre sale (now a marina and resort town... Read More

Jobless? You Stand To Be Rich!

This is a true story about a homeless man from... Read More

Top 7 Lucrative Paper Businesses You Can Run

Why not run a lucrative paper business? Paper businesses do... Read More

How To Get Investors And Bankers To Part With Their Money For Your Business

Time and time again entrepreneurs are losing out on getting... Read More

How to Grow Your Very Own Money Tree

Okay. So money doesn't really grow on trees. Unless you... Read More

Why do Some People Rake in the Dough while Others Spin Their Wheels to No Avail?

Here's the truth: I have read hundreds and hundreds of... Read More

Cost Averaging - It Makes Sense (Dollars & Cents)

It's no secret that the market goes UP...the market, goes... Read More

The Wealth Connection ? 2 Steps to Brighten Your Golden Years

Estimated Reading Time: 4 minutes -- Envision your life 10... Read More

Your Money Or Your Life

Have you stopped to realize that although you go... Read More

The 9 Critical Steps To Success In Demolishing Your Money Worries For Good!

Articles on 'How to make money' come a dime-a-dozen. How... Read More

Lesson 2 - The Commodity Of Kings!

What is "The Commodity of Kings""Power is simply "the ability... Read More