Why Live Frugally

What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys. However, for me, I find little value in the things around me.

When I was a teenager, things were my identity. However, as I have gotten older and through one situation or another I have learned to separate myself from the items in my home. Let me give you an example; quite a few years ago I was given a leather jacket, I always wanted one because I thought they were cool and thus, I would be cool. I got it and I loved, I loved it so much I rarely wore it for fear of losing it or ruining it beyond repair. I wanted it to stay 'new' and always carry that memory I had of when I first received it and the person who gave it to me. As the years passed and I was in some hard times, I needed money for necessities and didn't know what to do, until I saw the jacket in the closet in all it's shiny newness and cleanliness. "I could get some money for that", I thought. I proceeded to take it to the pawnshop (this was before eBay) and get A LOT less than what in my mind it was worth to me. It killed me to take that jacket in, but I had to and to do it, I had to distance myself from the experience so I could get it done. And surprisingly, I still have the memory of receiving that jacket with no loss of value in my mind.

Since that time, through losses of one thing or another, I learned that my own self worth or value isn't based on what I have around me. A side note: I in NO way think I am superior than the woman that drives the jag to her 5 bedroom home, in fact I hope she is happy with her station in life and I wish her well. But for me, I will never aspire to that.

I guess when it comes down to being frugal or not, the question needs to be asked, "Does this fulfill me?" For myself less is more in my world; less to worry about, less to find space for, less to keep up. But, again, that's not everyone's cup of tea. Your level of tolerance for less may be higher than mine. I could easily whittle down my needs and wants, throw them in the car and go. That is how little I really need, besides a roof over my head and a steady stream of income.

Frugal living isn't a dreary task, I think we need to reward ourselves here and there. My luxury is going to the movies and seeing the blockbuster action movies and dramas. But doing that regularly would no longer be a treat but become a necessity if I could think up enough excuses.

Frugality in my opinion is also about moderation. Moderation is key no matter if I am eating, drinking, watching TV, going to movies or exercising. Excess is what happens when I stop controlling my life and let something else run it. It's about keeping things in check, whether it's my reasoning for buying and item or getting caught up in the good feeling a TV commercial gives me. (By the way, I have never gotten good cell phone service in the boonies like the ads show!)

Frugal living is temporary for some until they get back on their feet, for others it is a day to day necessity for who knows how long and for myself and others it is a voluntary decision, wherever you fit in there.

Dawn Cadwell continues to live a frugal, simple life as much as possible, learning as she goes. Frugal for Life.com is a free resource to those in need,curious or just looking for a few tips. Thank you for your time.

Copyright © 2005 ? Dawn Cadwell. All rights reserved. E-mail notice of intent to publish is appreciated but not required: Frugalforlife(at)Gmail(dot)com

In The News:


pen paper and inkwell


cat break through


I Want to Buy a Home - Now What?

If you were to ask 100 women "What would you... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a... Read More

Estate Planning Basics

You have probably accomplished a great deal with your life.... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or... Read More

Eight Ways To Sink Yourself Financially

1. Don't focus on your finances.The reason most people get... Read More

Save On Food - Ten Tips

To save on food, be an opportunist. Buy what you... Read More

Creating A Household Budget

Creating a budget can be a very difficult task. Although... Read More

Saving Money On Gasoline For Your Automobile

The gas that we fill our tanks with every week... Read More

Car Donations and Used Car Donations

Car donations and used car donations are the way many... Read More

Kundalini Lessons - Money

I've been going through and interesting growth period lately that... Read More

Students Investing in Their Future Need to Manage Their Finances Today

With the A-level results coming out, the long wait for... Read More

Credit Card Debt ? Watch Your Credit Report and Your Bill

Most consumers are aware of the importance of their credit... Read More

Budgeting Tips to Save Real Money

Sticking to a budget can be difficult, but with so... Read More

Check Fraud and Verification

Before buying personal or business checks you should inform yourself... Read More

The Joys of Address Labels

Address labels are many things to many different people. If... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us... Read More

UK Parents Inactivity Harming Their Children?s Future University and Mortgage Savings

The British government at the beginning of this year officially... Read More

10 Steps To Improve Your Financial Situation

Here are ten steps you can follow to help improve... Read More

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in... Read More

Can You Afford Not To Look After Your Personal Finances?

Investing is a subject a lot of people don't want... Read More

Bankruptcy Laws Get Tougher - More Expensive

If you've been thinking about filing for bankruptcy, your best... Read More

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes... Read More

How to Attain Your Dreams on a Single Income

If you recently became a single parent and see your... Read More

Personal Loans For Homeowners ? One Of The Numerous Rewards For Being A Homeowner

You no longer look at the pictures of homes cause... Read More

Chex Systems ? Why Every American Needs To Guard His Checking Account With His Life

Most Americans have been brought up to be concerned about... Read More

Affording a Home

Can you really afford a house? If so, how much... Read More

Adverse Debt Levels Blight UK Consumers Personal Finances

Debt levels are at an all time high in the... Read More

10 Tips to Make Sure Your Financial Budget Will Succeed

You've analyzed your past expenses, put them into spreadsheets, loaded... Read More

How to Save for A Down Payment

Saving for a Down Payment is hard work, so it's... Read More

Financial Security

1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More